Below is my final essay of FIN 138 Principles of Investments in CCSF, including professor Needham’s feedback.
Warning: do NOT copy!
High risky Investment Plan
Goals & Risk Tolerance
In current several years, I am merely a none-income international student in the U.S. I have save funds for my education, but apart from little interest from saving account, my revenue is almost zero. That how much money I can use in investing is $10,000 in which I can bear 5K lost.
The estimated fund needed for my long term goals is around 3.6Million in current value. Given the inflation 3% through next decade, it will be 4.9M. It seems like a huge number. That’s the reason I need to learn more about the investing in order to help me achieve the goals.
My risk tolerance score is 30, which means I have an above-average tolerance for risk. The goals previously listed have been adjusted – the original amount was more than 5M.
I think investing is not the primary method for me to make tons of money. However, it is definitely an efficient way to help me reduce the heavy burdens. Let me set my investment goal to be 1M. How can I turn the initial 10K into 1M in ten years? It’s an immense challenge, which means I need a 55% return rate per year during these ten years. It still sounds impossible. No problem. Let’s see how much I can get at the end.
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